WNZR celebrates Mark Wesley for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Mark Wesley share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

WNZR celebrates Jessica Shaw for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Jessica Shaw share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

WNZR celebrates Hannah Radke for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Hannah Radke share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

WNZR celebrates Lilly Buckley for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Lilly Buckley share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

WNZR celebrates Malisa Simco for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Malisa Simco share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

WNZR celebrates Daria Swisher for Seniors Week! #MVNU2020

This week, The Morning Thing is celebrating Seniors Week. #MVNU2020
This is a special week! We are honoring the MVNU Seniors connected to WNZR.
We will chat with several seniors every day to share memories, talk about what they have learned and share how we can pray for them.

Click HERE to hear Senior, Daria Swisher share memories.

WNZR congratulates the Class of 2020 from Mount Vernon Nazarene University!

Knox County’s businesses can apply for relief with the county’s Emergency Business Loan program.

Jeff Gottke, President of the Knox County Area Development Foundation talked with WNZR’s Marcy Rinehart.

Click HERE to hear their conversation.

He talked about the development of an Economic Recovery Task Force.
Jeff shared details of a revolving loan fund and how it will help local businesses.
This fund is intended to aid small businesses that have been impacted by COVID-19.
The program offers loans of up to $10,000 at 0% interest up for a 3-year repayment period. Funds will be drawn from the Local Community Development Block Grant Revolving Loan fund.

An investment of $100,000 from the Knox County Commissioners and donations from other public and private community partners have helped the loan reach a current total of $300,000.

Potential donors wishing to contribute to the program should contact Area Development Foundation president Jeff Gottke at Jeff@knoxadf.com

You can stay connected with Economic Recovery Resources at www.knoxchamber.com

Area Development Revolving Loan Fund Description

Revolving Loan Fund Press Release

EMERGENCY BUSINESS LOAN DESCRIPTION & TERMS SHEET
KNOX COUNTY REVOLVING LOAN FUND

Given the current economic uncertainty caused by the COVID-19 situation, businesses around the country are suffering. While the state and federal governments have done much to prevent business closures there is still a large demand for working capital assistance to local businesses. The Knox County Revolving Loan Fund, a county-wide non-profit financing partner, has created an Emergency Business Loan (EBL) for Knox County based businesses that have been impacted by the COVID-19 pandemic.

Target Businesses & Area:
Through the EBL, the Knox County Revolving Loan Fund helps finance all private, for-profit businesses operating within the County’s geographic boundaries.

Program Objectives:
The program intends to fill short-term working capital “gaps” for for-profit businesses until they can resume stable operations and repay the loan.

Program Details:

  • This program offers loans NOT grants – All money is expected to be paid back in accordance with the loan agreement
  • Maximum loan amount: $10,000
  • Loans are unsecured
  • 0% Interest
  • 1-3 year repayment terms
  • Automatic deferral on repayment for 90 days
  • Money must be used for working capital
  • Loans must demonstrate that the business will retain at least full-time jobs that employ 51% low to moderate income (LMI) individuals
  • Businesses must demonstrate a financial need and desire to continue to operate by first applying to a state or federal program specifically designed to respond to the COVID-19 pandemic.


Approval Criteria:

  • Stable business operations pre-COVID 19
  • Existence of a current working capital “gap” demonstrated through cost savings measures & participation in state and/or federal programs
  • Verification of application to available federal and/or state programs
  • Retention of jobs to LMI individuals in the community
  • A business’ ability to repay the loan based on historical financial data.

Loan Application & Administration:
Referrals to the program must be made through a qualified Small Business Association lender. All interested businesses should contact an approved SBA lender first. Each application is then vetted by a 12-member committee, with final approval by the State. A loan agreement and promissory note will be executed between the borrower and the RLF, setting forth the fixed monthly repayment amount and the conditions for default and available remedy actions.

The RLF is administered by the Area Development Foundation, Knox County’s economic development entity, and funded by federal Community Development Block Grant dollars and private donations. It is intended to promote business retention, growth and employment opportunities, particularly for low to moderate income residents. In response to the unprecedented COVID-19 situation, it has been temporarily repurposed to create the Emergency Business Loan to better meet the immediate needs of Knox County businesses.

 

The Morning Thing encourages you to join Ohio’s Strive for 5 Challenge!

Ohio’s Strive for Five Challenge

Ohio's Strive for 5 ChallengeThe challenge is simple: find five people in your life and check-in with them every day for the next 30-days.

Ohio’s Strive for Five Challenge is a new, statewide awareness campaign to help individuals and families cope with feelings of stress, anxiety, and isolation by connecting with others.

You are encouraged to reach out, connect, and comfort each other while we all work our way through the COVID-19 crisis and social distancing. Peer-to-peer support has great power in helping to calm anxiety and fear. By reaching out via phone, text, email, or even a hand-written note, you can help.

The Strive for Five Challenge was developed by the New York Coalition for Behavioral Health and brought to Ohio by the Mental Health, Addiction and Recovery Services Board of Lorain County.

The WNZR staff is taking Governor DeWine’s challenge to Strive for 5. We are committing to connect with 5 people every day for the next 30 days. Join us and commit to reaching out to others as we work through this COVID-19 Crisis. Click HERE to hear our staff members talk about joining this challenge.

Strictly Good News

This morning on the show we shared good news all morning long.

Hunter was inspired by his favorite actor, John Krasinski, who during this quarantine started a youtube channel. His channel is titled “SomeGoodNews”. It is a self produced news show only for sharing good news. John shares heart warming stories and says others should be sharing good news as well.

So we did just that this morning, shared good news. If you want access to the stories we shared and so many other good news stories click HERE.

To watch John Krasinski and his SomeGoodNews youtube channel click HERE.

10 Prayers For Those Affected by COVID-19 (which is all of us)

This is a time where all of us can feel so isolated. We must remember through all of this that God is still there. Here are some prayers to help you through this crisis. All of these prayers come from crosswalk.com.

1. For the Isolated

Father God,
I have never felt so alone. I could never have imagined facing something like this on my own and I’m afraid. Please remind me that you are with me. Allow me to feel your presence. Remind me that, as your child, you have not given me a spirit of fear. Remind me that I can trust you with whatever may come. Lord, this isolation is overwhelming. I know I could pick up the phone and call someone, but I don’t want to be a burden. Please help me to have concern for others above myself. I know I’m not the only one feeling lonely, give me the courage to reach out and offer encouragement to others.

2. For Those Asking, “God Are You there?”

God,
     I’ve never really talked to you before. Are you really there? Can you really hear me?  I know people who claim to know you and they don’t seem as afraid as I do. I don’t want to be so afraid. If I knew that you were real, I would want to trust in you. Would you help me to believe? If you’re real, would you open my eyes and heart to you? Would you give me faith to believe in you and trust you? While I’m stuck at home, would you please guide me to online sources where I can learn more about you. I want to know you’re real and I want to know the comfort that you give to your people.

3. For Those Infected

Father God,
I never imagined that I would get this virus. I trust you, but I confess I’m afraid of the unknown. I don’t know how bad my symptoms will get, and I hate knowing I might have infected other people before I knew I was sick. You are the Great Physician, and so I pray for healing. I pray I don’t end up in the hospital and I pray that I didn’t spread this to other people. Give me courage to face the day. Give me the self-discipline to rest and take care of my body while I’m recovering. Help me to praise you, even in this storm. Help me to glorify you with my attitude even in this trial. Help me to spread hope, not fear. Remind me that while I don’t know what my future holds, I know who holds my future.

4. For the Frustrated

Lord,
I am so frustrated. I want to make sure I have what my family needs during this time. I see people not taking this pandemic seriously, and I see other people hoarding supplies so that others can’t get what they need. Help me with my attitude towards these people. Help me to hold my tongue on social media, to be a light and an encourager, not a sharp-tongued slanderer. Remind me that we all want to keep our families safe, and we all react differently to fear. Remind me to pray for those who are causing frustration, not to be angry with them. Help me to be an example by following the guidelines set forth by our authorities, and also by putting the needs of others before my own by offering to help my neighbors if they are in need. 

5.  For Those Who Live in Fear

Father God,
I don’t even have words for what I’m feeling. My stomach is tied up in knots, my thoughts are skipping so fast I can’t keep up. I’m exhausted but I can’t rest. My dreams at night are as stressful as my thoughts during the day. Excessive hand-washing has left my skin raw. Social distancing has left me feeling more alone than ever. I could call a friend, but I’m afraid they won’t understand. I need help. Please help me to calm down. Help me to stay focused on You. Help me to not be afraid. I feel paralyzed. Please take this feeling from me and give me courage, strength, and an unwavering trust in You. 

6. For the Parent

Lord,
I admit I fear the unknown. I fear how others will act during this time of uncertainty, how long this will last, and not knowing what the world will look like for my children when this is over. Father, calm my heart. Help me to trust you. Please keep my children safe from this virus. Please allow me to stay healthy so that I can take care of them. Help me to rest at night, so that I have energy and clarity of mind. Keep me focused on you, so that I can fill my children with encouragement and not panic. Help us to not grow weary of one another while we’re home together for who knows how long. Show me how to make the most of this time and disciple my children with a new urgency.

7. For the Newly Unemployed

Father God,
     You are our provider. Everything we have comes from You. But right now I feel like everything is being taken from me. I’ve been laid off from work, and if I can’t make money, how will we pay our bills? How will I feed my family? I’m usually the strong one, but even I feel anxiety now. Please be with us. Please help me to point my family to you, even though I feel so lost and confused. Help me to demonstrate trust in you to my family. Give me the discipline to lead my family in worship since we can’t gather with our church family. Give me peace. Use this time to help us learn new things about each other, about ourselves, and about you. I trust you. Help me to demonstrate that to my family so that they feel safe during this crazy time.

8. For the Business Owners

Lord,
My business was booming just a week ago, and now there are no customers walking through the door. I’m feeling the weight of having to make decisions that will affect my employees. I may have to lay off some of my workers. They all have families and bills to pay. I feel so helpless. Please give me wisdom as I make these tough decisions. Please give me compassion as I have these tough conversations with my employees. Help me to be an example to them, to show them that I trust you to provide for us even in these dark times. I don’t know what that will look like, but I believe it to be true. Father, give us courage as we face uncertainties and above all, I pray I glorify you in my response to this crisis. 

9. For our Healthcare Workers

Father,
     I’m exhausted. There are so many people relying on me, and I’m not sure I can be stretched any thinner. I honestly didn’t know I could keep going on such little sleep, so I give you praise for keeping me going! Please, Lord, keep me safe. Keep me healthy so that I can continue caring for the sick. I ask that you protect all the healthcare workers. We need them to be healthy and available. I know that you are the great physician. You are the healer.   I ask that you would put your healing hand on our patients. I ask that you would work through us to give them the best care possible. Give us strength when we are weak, endurance to push through the long hours, and tongues that offer hope and compassion to these people who are sick and scared. Some of our patients won’t survive this virus. Lord, don’t let us become numb. Allow us to mourn with those who mourn, but also give us the strength to keep going, to keep working. Give us opportunities to share the hope that is found in you. Help us not to be afraid. Remind us to praise you in this storm.

10. For Our Church Leaders

Father God,
This virus is presenting new challenges every day. The emotions and attitudes of those in our church family are varied. Some are more afraid than others, some are more prone to anxiety than others, some run towards danger with no thought of the consequences. Lord, as a church leader, give me wisdom as I talk with and encourage your people. Give me the clarity to see the needs of the people. Please allow your Spirit to guide me and to speak through me as I offer hope and point them to you. Show me ways to keep our body connected during this time of social distancing. I praise you that we live in a time with technology that allows us to stay connected, yet I know many of our members still feel isolated and alone. Lord, give us eyes to see the needs. I ask that you equip your people to offer hope during this time, not panic. I pray that you would use your church to advance your kingdom, to be examples of your great love and to be ready to offer an explanation for the hope we have in you. 

May God be with you during this time, we love you and are praying for you! -Marcy and Rachel

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